Car Insurance In Jacksonville FL
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Serving Jacksonville Families for Over 25 Years
Auto insurance is something that every vehicle owner and operator should have before he or she gets behind the wheel and drives a car. It is the law in Jacksonville FL that drivers carry auto liability insurance to protect other drivers, passengers or pedestrians and their property against damage or injury you may cause if you have an accident. The minimum amount of bodily injury and property damage liability coverage you must have varies by state. In many instances, you may need or want to carry additional coverage that protects you and your vehicle.
In return for paying the premium on a car insurance policy, the insurance company assumes some of the financial risk associated with the operation of a motor vehicle. You are protected up to the maximum limits of the policy after meeting any deductible you may have. In the case of liability for property damage or bodily injury to others, there is no deductible to be met. When you purchase collision and comprehensive insurance (to cover your car), there is usually a deductible that you must meet before your insurance company will payout on a claim.
Car Insurance For Teen Drivers
Collision and comprehensive coverage is normally required if you finance a vehicle and it is optional if you own your car free-and-clear. Collision covers damage to your vehicle caused by any kind of accident and comprehensive covers most everything else including vandalism, theft, hail damage, and so forth.
If you should get into an accident, you need to report the claim to your auto insurance company as soon as possible. After you make sure that no one is seriously injured and needs immediate medical attention, don’t discuss the accident or admit fault. Contact your insurance agent or the insurance company and tell them what happened. You should also call the police and get a copy of their report when they investigate the accident scene.
In addition to liability, collision and comprehensive coverage, you can benefit by including some low-cost, additional coverage such as towing, emergency road service, and rental car reimbursement.
Having an adequate amount of car insurance reduces your exposure to lawsuits and protects you against large liability claims. It assures that you will have adequate funds available to repair your car. It can provide compensation if your car is totaled or stolen. No one likes to pay for car insurance, but everyone is glad they have it when they get into an accident and suffer a loss.
Call Stephanie Ando Insurance for Auto, Motorcycle and Boat coverage. (904) 654-8880
When looking for car insurance for your family, these are the locations we serve.
- Town Center
- Intracoastal West
- Beach Blvd
- Atlantic Blvd
- St Johns Bluff
- Hodges Blvd
- Gate Parkway